In the complex world of strata insurance, StrataRatings provides you with unbiased information on what cover you are really getting.
We evaluate two product types.
Residential policies provide protection for Owners Corporations that are mostly residential. Most insurers will issue a residential policy for schemes that are made up of 20% or less commercial unit space.
Commercial policies provide protection for Owners Corporations that have a significant portion of units being used as commercial spaces. Most insurers will issue a commercial policy for buildings with more than 20% commercial unit space.